Frequently Asked Questions

Upon receiving your specific insurance information, we will identify your physical therapy benefits. Every insurance plan is different and so will the amount that is covered. It is common to have a co-insurance or co-pay associated with each visit that will apply to your annual deductible.  If you do not have insurance or would choose to pay yourself, the initial evaluation costs $125 for 1 hour and follow-up visits are $100 for 1 hour.

Chattanooga Physical Therapy accepts insurance from the following:   BlueCross BlueShield, BlueCare, Tenncare Select, Blue Advantage, United Healthcare, Medicare, Cigna, Railroad Medicare (Palmetto GBA), TriCare (Humana Military).

Chattanooga Physical Therapy offers a self-pay option if you do not have insurance or choose to not use your insurance. We also accept HSA or FSA if you choose to use either account. The initial evaluation costs $125 for 1 hour and follow-up visits are $100 for 1 hour. Dry Needling and Cupping are $50 per half hour.

No.  In Tennessee, you can come directly to Physical Therapy without a physician referral. You can be seen up to 90 days without requiring a referral if you are making progress. If you have complaints with any of the conditions listed, our physical therapists have extensive training and education to evaluate, examine, diagnose and determine the best treatment plan to get you functioning at your highest.

Your physical therapist, yourself and referring provider will make the decision as to the frequency and duration of care you should receive. Many factors will be considered when determining the recommended frequency and duration, including your diagnosis, age, surgical procedure, overall health and severity of injury. We understand that healthcare can be expensive and time consuming. We want you to achieve a full recovery as soon as possible for the most affordable price possible. Our goal is to empower you so you can continue with a home exercise program as quickly as possible while ensuring that your injury is effectively addressed and resolved.

At Chattanooga Physical Therapy we are committed to providing the highest quality care, which means you will see a licensed Doctor of Physical Therapy for every visit. We believe that having a one-on-one session between one of our doctors of physical therapy and each of our patients for the full hour session gives them the most individual and personalized care possible. We think you’ll agree!

Your first visit will be a comprehensive evaluation and last about 1 hour. We schedule patients for 1 hour sessions for all subsequent visits. We are prompt with our visit times and understand that your time is valuable. We have a comfortable waiting area but don’t plan to sit around for us!

We use a combination of exercise and hands on techniques that will require you to move. We recommend loose fitting clothing that allows us access to your body part that is injured.